How do the three BMC courses differ?

Each course is different and may also emphasize a particular industry discipline or specialty.  Here is a breakout of the contents for each of the required three 3-hour courses:

1. BMC #1- Statutes and Rules: This course includes: record keeping requirements, fiduciary duties, trust fund accounts, material disclosures, advertising and promotions, ADRE investigations, employment agreements, ADRE broker audits, contracts and other related statutes and rules.
2. BMC #2 – Broker Policies: This course addresses broker policy development and related topics, including at least one of the following: the establishment of broker supervision policies (A.A.C. R4-28-1103) or practical application for enforcement of the policies, or emphasizing those policies that ADRE has identified as common complaints or violations and how to avoid them.
3. BMC #3 – Broker Supervision: This course includes: broker supervision, broker risk management, broker responsibilities/legal obligations and other related topics.